Our Guard Goes Down When the Sun Comes Out
Although the worst of the heavy traffic during holiday shopping has simmered down, there still are days when traffic is heavier. Our weather patterns cause drivers to forget that rainy days need more driving care. Even dry days during winter can be more hazardous than you might think.
It’s like our guard goes down when the sun comes out. But a defensive driver is keenly aware at all times. Watch for sporadic drivers cutting in and out of traffic, regular rise in traffic near schools, and intersections near shopping malls.
Tools to Use
Your handy camera in your cell phone is an easy tool to use if you do have an accident. Take a photo of each part of the car’s damage. Take several. Then be sure to take photos of the other driver’s car. Are there witnesses to the accident? Ask them to give you their information for the report. Keep a pencil and paper pad in your glove box at all times.
Take a photo of the evidence
Exchange information with the other driver (when possible) during the time waiting for the police or deputy to arrive. Be sure to ask for name, address, phone, type of vehicle, model, license plate, and how many people are in the vehicle.
This sounds so simple but after an accident you may not feel like standing, talking or recollecting the situation. People react differently to stress and adrenaline bursts. Even a simple bumper mishap can cause drivers and passengers to freak out, hyperventilate, or feel very upset. Some riders may not even know they’re injured until after the burst of adrenaline has faded.
Stay Calm For Everyone
Remembering to do these simple tasks can sometime escape your mind. Try to stay calm while others around you may be very upset, even yelling or crying. By keeping your own emotions in check you can maintain a more calming environment around you.
When the person of authority arrives — police, security, deputy, ambulance — be sure to get some form of ID from them. Often deputies will give a business card with contact numbers or even an incident report number for follow up with your insurance agent.
Summarize Your Day
When you get home and feel more at ease, it’s best to sit down in a quiet place and write out the complete incident as you recall it.
What time of day, the weather, how the accident happened, how you were involved, what you felt, what you did afterward, who you talked to, and if you feel confident remembering all these details a month later.
By writing everything down early, you won’t be so worried about what you do remember when asked by your insurance agent. Our nation runs on vehicles so it’s just a matter of time before you are involved in an accident. I hope your experiences are minor and without injury, but if it happens just knowing these simple tips will make the experience easier to live with.